Our Process
Step One: Discovery
Our initial meeting is a relaxed conversation where we visit and get to know one another. The focus is on your specific needs and desires, your vision of retirement, and determining if we’re a good fit. If we are both comfortable moving forward, we will give you a Discovery Workbook to complete and submit prior to the next step.
Step Two: Clarification
Once we receive your completed Discovery Workbook, we will enter your information into our software. When you come into the office, we will go through all the details with you step by step to ensure that we fully understand what you have and that you clearly understand your financial situation. We will also discuss your goals and what you want your money to do for you. This is an important step in our process because we believe your personal input is just as important as the numbers you provide us.
Step Three: Strategy
In this step, we present the results of our analysis, which will show the risk versus reward, allowing you to determine whether the reward justifies the risk you are taking with your money. It will also reveal your current costs, helping you assess whether you are receiving value for your money. We then present our recommendations for establishing a foundation of guaranteed retirement income and a smart, simple, protected investment strategy tailored to meet your specific and unique needs. We take the time to educate you on all of our recommendations to ensure you fully understand them. If you are comfortable proceeding, we begin the process.
Step Four: Implementation
Your investment strategy has been implemented. Our highly skilled staff remains in constant contact with you, keeping you informed throughout the process, which may take several weeks. Our goal is to make this process as quick, easy, and comfortable for you as possible.
Step Five: Completion
At this stage, the financial part of your plan is complete, and we now turn our focus to other areas, such as estate planning, that our team of professionals has identified as needing attention to ensure your retirement plan is comprehensive. We can bring our team members to the table, or we are happy to collaborate with your existing professionals in these areas.
Step Six: Reviewing and Making Adjustments
Our clients’ accounts are monitored to ensure they continue to perform as intended. If we become aware that a client’s circumstances have changed or the markets begin shifting and adjustments are needed, we address them promptly. We conduct regular, ongoing reviews with our clients to assess whether any part of their retirement plan needs fine-tuning and make adjustments accordingly. This ensures your retirement plan is always up-to-date and functioning as it should.